Twin Cities and Duluth Give Themselves Extra Credit

Duluth and Twin Cities, pat yourselves on the back.  Go ahead.  This story will still be here when you're done.

Okay.  Now do you want to know why?  A national rating agency says you have among the best credit ratings in the country.  In fact, Twin Cities, you're number one.

Every year, Experian calculates the average credit rating of cities' residents.  In a report released this week, the agency announced the Minneapolis-St. Paul area scored a 787, 37 points above the national average of 750, earning it the top spot in the nation.

"Minneapolis reclaimed the number one spot after losing it in 2011 for the first time in four years," said the agency in its report.

Duluth ranked tenth in the nation with a score of 777.  Four Wisconsin cities also made the top ten: Madison (786), Wausau (785), Green Bay (781), and La Crosse (779).

You have to head south to find all of the cities in the bottom ten.  They're all in Georgia, Louisiana, South Carolina, Mississippi and Texas.  Harlingen, Texas came in last, scoring a 688, 62 points below the national average.

To see the entire list and read more about how it was created, click here.