Heading into the New Year, the top resolution is not getting fit, health-wise, but getting fit financially.  Here's a scary fact: four out of every 10 Americans are not financially prepared to retire. 

But there are some changes you can make in the coming year to financially ready for your golden years.

Gary Zurek, president of TSC, a financial retirement planning company in Edina, stopped by 5 EYEWITNESS NEWS Weekend Morning to talk about some of those strategies.

Press play to watch the full interview. 

On the web: http://www.tsc401k.com

More tips on planning for retirement.